Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Financing by Sunmark Federal Credit Union - Liz Jacobsen | MORTGAGE ORIGINATOR | NMLS ID: 836265 | (518) 229-3049
Since each borrower has different needs, we have developed a variety of mortgage financing options to make it easier for you to move into your dream home or refinance your existing mortgage. We've also put together a package of financial tools to help you decide which mortgage is right for you, including a simple, straightforward online application you can fill out at your convenience directly from your computer.
Liz has worked in the Real Estate Business for 15 years and is familiar with all aspects of the home buying process. She grew up in the Capital Region and loves it. She specializes and loves to work with First Time Home Buyers. She is also well versed in New Construction and is excited to help you build your dream home. From Buying to Building or refinancing to save money Liz is here to help. Sunmark offers many programs to fit everyone’s needs
Click Here to apply now for a Mortgage Pre-approval!